Rayman Jewelers
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Insurance Replacements

Lost or damaged jewelry? We make the insurance replacement process seamless. Work with our experts to find the perfect replacement for your treasured piece.

Start Your Replacement

How It Works

Our streamlined process makes replacing insured jewelry simple

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Step 1

File Your Claim

Work with your insurance company to file and get your claim approved

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Step 2

Bring Documentation

Bring your claim approval, original appraisal, and any photos of the original piece

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Step 3

Selection & Design

Choose a replacement from our inventory or design a custom piece to match

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Step 4

Direct Billing

We work directly with your insurance company for seamless payment

Why Choose Us for Insurance Replacements

We take the stress out of the replacement process

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Direct Insurance Billing

We handle the paperwork and bill your insurance company directly

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Expert Matching

Our gemologists ensure your replacement matches or exceeds the original

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Upgrade Options

Use your settlement to upgrade with just the price difference

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No Out-of-Pocket

In most cases, you pay nothing beyond your deductible

What You'll Need

To process your insurance replacement, please bring the following:

  • 1Insurance claim approval letter
  • 2Original appraisal or purchase receipt
  • 3Photos of the original piece (if available)
  • 4Police report (for theft claims)
  • 5Your insurance adjuster's contact information
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Questions About Your Claim?

Our insurance specialists can help guide you through the process and answer any questions you may have.

Contact Us

We Work With All Major Insurers

Direct billing relationships with leading insurance companies

Jewelers Mutual
Chubb
State Farm
Allstate
USAA
Liberty Mutual
Travelers
Progressive

Don't see your insurance company? We work with most insurers. Contact us to confirm.

Want to Upgrade?

Your insurance settlement can be applied toward an upgraded piece. Simply pay the difference to get the jewelry of your dreams.

  • Larger center stone
  • Higher quality diamonds
  • Premium metals
  • Designer settings
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Upgrade Today

Turn a loss into an opportunity

Explore Upgrade Options

Ready to Replace Your Jewelry?

Our insurance replacement specialists are here to help. Bring in your claim approval and let us handle the rest.